Hakstian, Anne-MarieReagan, William2024-11-082024-11-082024-05-01http://hdl.handle.net/20.500.13013/3396Retirement is a part of life that all working Americans work towards. Sadly, it is not the reality a lot of people can enjoy. With the death of pensions, lack of retirement savings, poor finance education, and high cost of living, a lot of Americans do not get to retire and work until the day they die. There are several avenues that can be pursued to remedy this crisis. Becoming aware of what options are present such as the types of accounts where retirement savings can be invested effectively. Additionally, increasing the financial literacy of Americans during their primary and secondary education would greatly prepare them for their own financial future, and improve the U.S. as a whole. Furthermore, on a widespread scale, regulations and laws can be implemented to increase the minimum wage to an amount that is acceptable to live on in a given area, executive pay can be kept in check while increasing the median worker’s pay, or monthly stimulus payments can be made to support individuals. Lastly, with the power of collective bargaining, individuals through a Union can fight for better wages, benefits, protections, and retirement benefits when firms are not willing to grant them by their own accord.ThesisRetirementUnionFinanceInvestmentTaxesInflation